Funding & Usage

Anyone is free to donate to us. Please write to us at s.holani at gmail.com if you are interested. We are volunteer run, and a 100% of our raised funds go towards payments for beneficiaries. Since our benefits are 20 year monthly guaranteed payments, we cannot depend on potentially variable annual fundraises to finance annual payouts. All the money we raise is invested into top rated low cost debt and equity index funds and ETFs, and the monthly returns are used to make beneficiary payments.

2.5 lakh rupees, invested into debt and equity funds, serve as an annuity that finances the 20 year monthly payments to a beneficiary. Every time we raise an additional 2.5 lakh rupees, we enroll a new beneficiary into our program.

All of our financials including receipts, payments, investments and returns are publicly available.